{"success":true,"comparison":"citi-strata-vs-wells-fargo-reflect","summary":{"updatedAt":"2026-06-25T04:25:16.768Z","generatedAt":"2026-06-25T04:25:16.768Z","lastVerifiedAt":null,"entityType":"card_comparison","entityName":"Citi Strata vs Wells Fargo Reflect","pageUrl":"https://cardcurator.ai/compare/citi-strata-vs-wells-fargo-reflect","canonicalUrl":"https://cardcurator.ai/compare/citi-strata-vs-wells-fargo-reflect","jsonUrl":"https://cardcurator.ai/api/public/compare/citi-strata-vs-wells-fargo-reflect/summary","methodologyUrl":"https://cardcurator.ai/how-we-rank-cards","dataSourcesUrl":"https://cardcurator.ai/data-sources","sourceUrls":["https://cardcurator.ai/compare/citi-strata-vs-wells-fargo-reflect","https://cardcurator.ai/api/public/compare/citi-strata-vs-wells-fargo-reflect/summary","https://cardcurator.ai/card/citi-strata","https://cardcurator.ai/card/wells-fargo-reflect","https://cardcurator.ai/how-we-rank-cards","https://cardcurator.ai/data-sources"],"dataVersion":"public-citation-v1","shareTitle":"Citi Strata vs Wells Fargo Reflect","shareText":"The Citi Strata edges out the Wells Fargo Reflect for most cardholders — it wins on 2 of 4 comparison categories and offers 30,000 pts signup bonus, with a higher top earn rate (5x vs 1x). On raw upside, Citi Strata tops out at 5x versus 1x for Wells Fargo Reflect. Current signup bonus values are roughly $5 for Citi Strata and $0 for Wells Fargo Reflect. Summary generated June 25, 2026. Source: https://cardcurator.ai/compare/citi-strata-vs-wells-fargo-reflect","evidenceBullets":["Citi Strata wins 2 of 4 comparison categories in CardCurator's quick verdict model.","Top earn rate: Citi Strata reaches 5x; Wells Fargo Reflect reaches 1x.","Annual fee: Citi Strata is no annual fee; Wells Fargo Reflect is no annual fee.","Current public bonus values are approximately $5 and $0."],"winner":{"name":"Citi Strata","slug":"citi-strata","score":2,"maxEarnRate":5,"annualFee":0},"loser":{"name":"Wells Fargo Reflect","slug":"wells-fargo-reflect","score":0,"maxEarnRate":1,"annualFee":0}}}