{"success":true,"comparison":"citi-strata-premier-vs-navy-federal-more-rewards-american-express-card","summary":{"updatedAt":"2026-06-04T20:23:16.418Z","pageUrl":"https://cardcurator.ai/compare/citi-strata-premier-vs-navy-federal-more-rewards-american-express-card","jsonUrl":"https://cardcurator.ai/api/public/compare/citi-strata-premier-vs-navy-federal-more-rewards-american-express-card/summary","methodologyUrl":"https://cardcurator.ai/how-we-rank-cards","dataSourcesUrl":"https://cardcurator.ai/data-sources","shareTitle":"Citi Strata Premier vs Navy Federal More Rewards American Express® Card","shareText":"The Citi Strata Premier edges out the Navy Federal More Rewards American Express® Card for most cardholders — it wins on 3 of 4 comparison categories and offers 60,000 pts signup bonus, with a higher top earn rate (10x vs 3x). On raw upside, Citi Strata Premier tops out at 10x versus 3x for Navy Federal More Rewards American Express® Card. Current signup bonus values are roughly $9 for Citi Strata Premier and $2 for Navy Federal More Rewards American Express® Card. Updated June 4, 2026. Source: https://cardcurator.ai/compare/citi-strata-premier-vs-navy-federal-more-rewards-american-express-card","evidenceBullets":["Citi Strata Premier wins 3 of 4 comparison categories in CardCurator's quick verdict model.","Top earn rate: Citi Strata Premier reaches 10x; Navy Federal More Rewards American Express® Card reaches 3x.","Annual fee: Citi Strata Premier is $95/yr; Navy Federal More Rewards American Express® Card is no annual fee.","Current public bonus values are approximately $9 and $2."],"winner":{"name":"Citi Strata Premier","slug":"citi-strata-premier","score":3,"maxEarnRate":10,"annualFee":95},"loser":{"name":"Navy Federal More Rewards American Express® Card","slug":"navy-federal-more-rewards-american-express-card","score":1,"maxEarnRate":3,"annualFee":0}}}