{"success":true,"comparison":"citi-prestige-vs-wells-fargo-reflect","summary":{"updatedAt":"2026-06-13T11:38:50.734Z","pageUrl":"https://cardcurator.ai/compare/citi-prestige-vs-wells-fargo-reflect","jsonUrl":"https://cardcurator.ai/api/public/compare/citi-prestige-vs-wells-fargo-reflect/summary","methodologyUrl":"https://cardcurator.ai/how-we-rank-cards","dataSourcesUrl":"https://cardcurator.ai/data-sources","shareTitle":"Citi Prestige vs Wells Fargo Reflect","shareText":"The Citi Prestige edges out the Wells Fargo Reflect for most cardholders — it wins on 3 of 4 comparison categories and offers 75,000 pts signup bonus, with a higher top earn rate (5x vs 1x). On raw upside, Citi Prestige tops out at 5x versus 1x for Wells Fargo Reflect. Current signup bonus values are roughly $11 for Citi Prestige and $0 for Wells Fargo Reflect. Updated June 13, 2026. Source: https://cardcurator.ai/compare/citi-prestige-vs-wells-fargo-reflect","evidenceBullets":["Citi Prestige wins 3 of 4 comparison categories in CardCurator's quick verdict model.","Top earn rate: Citi Prestige reaches 5x; Wells Fargo Reflect reaches 1x.","Annual fee: Citi Prestige is $495/yr; Wells Fargo Reflect is no annual fee.","Current public bonus values are approximately $11 and $0."],"winner":{"name":"Citi Prestige","slug":"citi-prestige","score":3,"maxEarnRate":5,"annualFee":495},"loser":{"name":"Wells Fargo Reflect","slug":"wells-fargo-reflect","score":1,"maxEarnRate":1,"annualFee":0}}}