{"success":true,"comparison":"citi-double-cash-vs-u-s-bank-smartly","summary":{"updatedAt":"2026-06-04T20:17:29.656Z","pageUrl":"https://cardcurator.ai/compare/citi-double-cash-vs-u-s-bank-smartly","jsonUrl":"https://cardcurator.ai/api/public/compare/citi-double-cash-vs-u-s-bank-smartly/summary","methodologyUrl":"https://cardcurator.ai/how-we-rank-cards","dataSourcesUrl":"https://cardcurator.ai/data-sources","shareTitle":"Citi Double Cash vs U.S. Bank Smartly","shareText":"The Citi Double Cash edges out the U.S. Bank Smartly for most cardholders — it wins on 2 of 4 comparison categories and offers $200 signup bonus, with a higher top earn rate (5x vs 2x). On raw upside, Citi Double Cash tops out at 5x versus 2x for U.S. Bank Smartly. Current signup bonus values are roughly $2 for Citi Double Cash and $0 for U.S. Bank Smartly. Updated June 4, 2026. Source: https://cardcurator.ai/compare/citi-double-cash-vs-u-s-bank-smartly","evidenceBullets":["Citi Double Cash wins 2 of 4 comparison categories in CardCurator's quick verdict model.","Top earn rate: Citi Double Cash reaches 5x; U.S. Bank Smartly reaches 2x.","Annual fee: Citi Double Cash is no annual fee; U.S. Bank Smartly is no annual fee.","Current public bonus values are approximately $2 and $0."],"winner":{"name":"Citi Double Cash","slug":"citi-double-cash","score":2,"maxEarnRate":5,"annualFee":0},"loser":{"name":"U.S. Bank Smartly","slug":"u-s-bank-smartly","score":0,"maxEarnRate":2,"annualFee":0}}}