{"success":true,"comparison":"capital-one-quicksilver-cash-rewards-vs-u-s-bank-smartly","summary":{"updatedAt":"2026-06-04T20:25:57.527Z","pageUrl":"https://cardcurator.ai/compare/capital-one-quicksilver-cash-rewards-vs-u-s-bank-smartly","jsonUrl":"https://cardcurator.ai/api/public/compare/capital-one-quicksilver-cash-rewards-vs-u-s-bank-smartly/summary","methodologyUrl":"https://cardcurator.ai/how-we-rank-cards","dataSourcesUrl":"https://cardcurator.ai/data-sources","shareTitle":"Capital One Quicksilver Cash Rewards vs U.S. Bank Smartly","shareText":"The Capital One Quicksilver Cash Rewards edges out the U.S. Bank Smartly for most cardholders — it wins on 2 of 4 comparison categories and offers 20,000 pts signup bonus, with a higher top earn rate (5x vs 2x). On raw upside, Capital One Quicksilver Cash Rewards tops out at 5x versus 2x for U.S. Bank Smartly. Current signup bonus values are roughly $370 for Capital One Quicksilver Cash Rewards and $0 for U.S. Bank Smartly. Updated June 4, 2026. Source: https://cardcurator.ai/compare/capital-one-quicksilver-cash-rewards-vs-u-s-bank-smartly","evidenceBullets":["Capital One Quicksilver Cash Rewards wins 2 of 4 comparison categories in CardCurator's quick verdict model.","Top earn rate: Capital One Quicksilver Cash Rewards reaches 5x; U.S. Bank Smartly reaches 2x.","Annual fee: Capital One Quicksilver Cash Rewards is no annual fee; U.S. Bank Smartly is no annual fee.","Current public bonus values are approximately $370 and $0."],"winner":{"name":"Capital One Quicksilver Cash Rewards","slug":"capital-one-quicksilver-cash-rewards","score":2,"maxEarnRate":5,"annualFee":0},"loser":{"name":"U.S. Bank Smartly","slug":"u-s-bank-smartly","score":0,"maxEarnRate":2,"annualFee":0}}}