{"success":true,"comparison":"bank-of-america-premium-rewards-vs-hilton-honors-surpass","summary":{"updatedAt":"2026-07-26T02:06:37.622Z","generatedAt":"2026-07-26T02:06:37.622Z","lastVerifiedAt":null,"entityType":"card_comparison","entityName":"Bank of America Premium Rewards vs Hilton Honors Surpass","pageUrl":"https://cardcurator.ai/compare/bank-of-america-premium-rewards-vs-hilton-honors-surpass","canonicalUrl":"https://cardcurator.ai/compare/bank-of-america-premium-rewards-vs-hilton-honors-surpass","jsonUrl":"https://cardcurator.ai/api/public/compare/bank-of-america-premium-rewards-vs-hilton-honors-surpass/summary","methodologyUrl":"https://cardcurator.ai/how-we-rank-cards","dataSourcesUrl":"https://cardcurator.ai/data-sources","sourceUrls":["https://cardcurator.ai/compare/bank-of-america-premium-rewards-vs-hilton-honors-surpass","https://cardcurator.ai/api/public/compare/bank-of-america-premium-rewards-vs-hilton-honors-surpass/summary","https://cardcurator.ai/card/bank-of-america-premium-rewards","https://cardcurator.ai/card/hilton-honors-surpass","https://cardcurator.ai/how-we-rank-cards","https://cardcurator.ai/data-sources"],"dataVersion":"public-citation-v1","shareTitle":"Bank of America Premium Rewards vs Hilton Honors Surpass","shareText":"The Bank of America Premium Rewards and Hilton Honors Surpass are closely matched. The better pick depends on whether you value lower fees, the current signup bonus, or category-specific earn rates more. On raw upside, Bank of America Premium Rewards tops out at 2x versus 12x for Hilton Honors Surpass. Current signup bonus values are roughly $600 for Bank of America Premium Rewards and $1300 for Hilton Honors Surpass. Summary generated July 26, 2026. Source: https://cardcurator.ai/compare/bank-of-america-premium-rewards-vs-hilton-honors-surpass","evidenceBullets":["Bank of America Premium Rewards wins 2 of 4 comparison categories in CardCurator's quick verdict model.","Top earn rate: Bank of America Premium Rewards reaches 2x; Hilton Honors Surpass reaches 12x.","Annual fee: Bank of America Premium Rewards is $95/yr; Hilton Honors Surpass is $150/yr.","Current public bonus values are approximately $600 and $1300."],"winner":{"name":"Bank of America Premium Rewards","slug":"bank-of-america-premium-rewards","score":2,"maxEarnRate":2,"annualFee":95},"loser":{"name":"Hilton Honors Surpass","slug":"hilton-honors-surpass","score":2,"maxEarnRate":12,"annualFee":150}}}