{"success":true,"comparison":"bank-of-america-premium-rewards-vs-hilton-honors-surpass","summary":{"updatedAt":"2026-10-13T15:07:34.836Z","generatedAt":"2026-10-13T15:07:34.836Z","lastVerifiedAt":null,"entityType":"card_comparison","entityName":"Bank of America Premium Rewards vs Hilton Honors Surpass","pageUrl":"https://cardcurator.ai/compare/bank-of-america-premium-rewards-vs-hilton-honors-surpass","canonicalUrl":"https://cardcurator.ai/compare/bank-of-america-premium-rewards-vs-hilton-honors-surpass","jsonUrl":"https://cardcurator.ai/api/public/compare/bank-of-america-premium-rewards-vs-hilton-honors-surpass/summary","methodologyUrl":"https://cardcurator.ai/how-we-rank-cards","dataSourcesUrl":"https://cardcurator.ai/data-sources","sourceUrls":["https://cardcurator.ai/compare/bank-of-america-premium-rewards-vs-hilton-honors-surpass","https://cardcurator.ai/api/public/compare/bank-of-america-premium-rewards-vs-hilton-honors-surpass/summary","https://cardcurator.ai/card/bank-of-america-premium-rewards","https://cardcurator.ai/card/hilton-honors-surpass","https://cardcurator.ai/how-we-rank-cards","https://cardcurator.ai/data-sources"],"dataVersion":"public-citation-v1","shareTitle":"Bank of America Premium Rewards vs Hilton Honors Surpass","shareText":"Hilton Honors Surpass leads on 3 of 4 headline comparisons: annual fee, estimated welcome bonus, highest listed earn rate, and annual listed credits. This is a starting point; category restrictions and the benefits you actually use can change the better fit. On raw upside, Hilton Honors Surpass tops out at 12x versus 2x for Bank of America Premium Rewards. Current signup bonus values are roughly $600 for Bank of America Premium Rewards and $1300 for Hilton Honors Surpass. Summary generated October 13, 2026. Source: https://cardcurator.ai/compare/bank-of-america-premium-rewards-vs-hilton-honors-surpass","evidenceBullets":["Hilton Honors Surpass wins 3 of 4 comparison categories in CardCurator's quick verdict model.","Top earn rate: Hilton Honors Surpass reaches 12x; Bank of America Premium Rewards reaches 2x.","Annual fee: Hilton Honors Surpass is $150/yr; Bank of America Premium Rewards is $95/yr.","Current public bonus values: Bank of America Premium Rewards ~$600; Hilton Honors Surpass ~$1300."],"winner":{"name":"Hilton Honors Surpass","slug":"hilton-honors-surpass","score":3,"maxEarnRate":12,"annualFee":150},"loser":{"name":"Bank of America Premium Rewards","slug":"bank-of-america-premium-rewards","score":1,"maxEarnRate":2,"annualFee":95}}}