{"success":true,"category":{"slug":"utilities","displayName":"Utilities","description":"electric, gas, water, and internet bills"},"summary":{"updatedAt":"2026-08-05T15:50:27.562Z","generatedAt":"2026-08-05T15:50:27.562Z","lastVerifiedAt":null,"entityType":"best_card_category","entityName":"Utilities","pageUrl":"https://cardcurator.ai/best-credit-card-for/utilities","canonicalUrl":"https://cardcurator.ai/best-credit-card-for/utilities","jsonUrl":"https://cardcurator.ai/api/public/best-credit-card-for/utilities/summary","methodologyUrl":"https://cardcurator.ai/how-we-rank-cards","dataSourcesUrl":"https://cardcurator.ai/data-sources","sourceUrls":["https://cardcurator.ai/best-credit-card-for/utilities","https://cardcurator.ai/api/public/best-credit-card-for/utilities/summary","https://cardcurator.ai/how-we-rank-cards","https://cardcurator.ai/data-sources"],"dataVersion":"public-citation-v1","shareTitle":"Best credit card for Utilities","shareText":"For electric, gas, water, and internet bills, Wyndham Rewards Earner Business Card is currently our top overall pick at 5x, which works out to about 4.5% back using CardCurator's current point valuations. 5x on marketing, advertising, and utilities purchases. If you want a no-annual-fee option, Truist Enjoy Cash Visa Signature Card earns 3x there (3.0% effective return). At $500/month of spend, the top card is worth about $270/year before signup bonuses or statement credits. Summary generated August 5, 2026. Source: https://cardcurator.ai/best-credit-card-for/utilities","evidenceBullets":["Wyndham Rewards Earner Business Card: 5x and 4.5% effective return.","At $500/month, that's about $270/year in rewards value before bonuses.","Truist Enjoy Cash Visa Signature Card is the current no-fee fallback at 3x (3.0% effective return).","Methodology uses live earn rates, annual fees, and current point valuations."],"bestCard":{"name":"Wyndham Rewards Earner Business Card","slug":"wyndham-rewards-earner-business-card","annualFee":95,"earnRate":5,"effectiveReturnRate":4.5,"explanation":"5x on marketing, advertising, and utilities purchases"},"noFeeCard":{"name":"Truist Enjoy Cash Visa Signature Card","slug":"truist-enjoy-cash-visa","annualFee":0,"earnRate":3,"effectiveReturnRate":3,"explanation":"3x on Utilities"}}}