{"success":true,"category":{"slug":"sams-club","displayName":"Sam's Club","description":"Sam's Club purchases"},"summary":{"updatedAt":"2026-10-24T16:28:28.584Z","generatedAt":"2026-10-24T16:28:28.584Z","lastVerifiedAt":null,"entityType":"best_card_category","entityName":"Sam's Club","pageUrl":"https://cardcurator.ai/best-credit-card-for/sams-club","canonicalUrl":"https://cardcurator.ai/best-credit-card-for/sams-club","jsonUrl":"https://cardcurator.ai/api/public/best-credit-card-for/sams-club/summary","methodologyUrl":"https://cardcurator.ai/how-we-rank-cards","dataSourcesUrl":"https://cardcurator.ai/data-sources","sourceUrls":["https://cardcurator.ai/best-credit-card-for/sams-club","https://cardcurator.ai/api/public/best-credit-card-for/sams-club/summary","https://cardcurator.ai/how-we-rank-cards","https://cardcurator.ai/data-sources"],"dataVersion":"public-citation-v1","shareTitle":"Best credit card for Sam's Club","shareText":"For Sam's Club purchases, Bilt Palladium Card is currently our top overall pick at 2x, which works out to about 4.0% back using CardCurator's current point valuations. 2x base rate on Sam's Club; the best available return here despite no category-specific bonus. If you want a no-annual-fee option, Chase Freedom Unlimited earns 1.5x there (3.0% effective return). At $500/month of spend, the top card is worth about $240/year before signup bonuses or statement credits. Summary generated October 24, 2026. Source: https://cardcurator.ai/best-credit-card-for/sams-club","evidenceBullets":["Bilt Palladium Card: 2x and 4.0% effective return.","At $500/month, that's about $240/year in rewards value before bonuses.","Chase Freedom Unlimited is the current no-fee fallback at 1.5x (3.0% effective return).","Methodology uses live earn rates, annual fees, and current point valuations."],"bestCard":{"name":"Bilt Palladium Card","slug":"bilt-palladium-card","annualFee":495,"earnRate":2,"effectiveReturnRate":4,"explanation":"2x base rate on Sam's Club; the best available return here despite no category-specific bonus"},"noFeeCard":{"name":"Chase Freedom Unlimited","slug":"chase-freedom-unlimited","annualFee":0,"earnRate":1.5,"effectiveReturnRate":3,"explanation":"1.5x base rate on Sam's Club; the best available return here despite no category-specific bonus"}}}