{"success":true,"category":{"slug":"online-shopping","displayName":"Online Shopping","description":"online purchases and e-commerce"},"summary":{"updatedAt":"2026-11-03T23:14:54.012Z","generatedAt":"2026-11-03T23:14:54.012Z","lastVerifiedAt":null,"entityType":"best_card_category","entityName":"Online Shopping","pageUrl":"https://cardcurator.ai/best-credit-card-for/online-shopping","canonicalUrl":"https://cardcurator.ai/best-credit-card-for/online-shopping","jsonUrl":"https://cardcurator.ai/api/public/best-credit-card-for/online-shopping/summary","methodologyUrl":"https://cardcurator.ai/how-we-rank-cards","dataSourcesUrl":"https://cardcurator.ai/data-sources","sourceUrls":["https://cardcurator.ai/best-credit-card-for/online-shopping","https://cardcurator.ai/api/public/best-credit-card-for/online-shopping/summary","https://cardcurator.ai/how-we-rank-cards","https://cardcurator.ai/data-sources"],"dataVersion":"public-citation-v1","shareTitle":"Best credit card for Online Shopping","shareText":"For online purchases and e-commerce, Chase Sapphire Preferred is currently our top overall pick at 3x, which works out to about 6.0% back using CardCurator's current point valuations. 3x on Online Groceries. If you want a no-annual-fee option, Prime Visa earns 5x there (5.0% effective return). At $500/month of spend, the top card is worth about $360/year before signup bonuses or statement credits. Summary generated November 3, 2026. Source: https://cardcurator.ai/best-credit-card-for/online-shopping","evidenceBullets":["Chase Sapphire Preferred: 3x and 6.0% effective return.","At $500/month, that's about $360/year in rewards value before bonuses.","Prime Visa is the current no-fee fallback at 5x (5.0% effective return).","Methodology uses live earn rates, annual fees, and current point valuations."],"bestCard":{"name":"Chase Sapphire Preferred","slug":"chase-sapphire-preferred","annualFee":95,"earnRate":3,"effectiveReturnRate":6,"explanation":"3x on Online Groceries"},"noFeeCard":{"name":"Prime Visa","slug":"prime-visa","annualFee":0,"earnRate":5,"effectiveReturnRate":5,"explanation":"5x on Amazon"}}}