{"success":true,"category":{"slug":"home-improvement","displayName":"Home Improvement","description":"Home Depot, Lowe's, and home improvement stores"},"summary":{"updatedAt":"2026-08-05T15:51:12.015Z","generatedAt":"2026-08-05T15:51:12.015Z","lastVerifiedAt":null,"entityType":"best_card_category","entityName":"Home Improvement","pageUrl":"https://cardcurator.ai/best-credit-card-for/home-improvement","canonicalUrl":"https://cardcurator.ai/best-credit-card-for/home-improvement","jsonUrl":"https://cardcurator.ai/api/public/best-credit-card-for/home-improvement/summary","methodologyUrl":"https://cardcurator.ai/how-we-rank-cards","dataSourcesUrl":"https://cardcurator.ai/data-sources","sourceUrls":["https://cardcurator.ai/best-credit-card-for/home-improvement","https://cardcurator.ai/api/public/best-credit-card-for/home-improvement/summary","https://cardcurator.ai/how-we-rank-cards","https://cardcurator.ai/data-sources"],"dataVersion":"public-citation-v1","shareTitle":"Best credit card for Home Improvement","shareText":"For Home Depot, Lowe's, and home improvement stores, Discover it Cash Back is currently our top overall pick at 5x, which works out to about 5.0% back using CardCurator's current point valuations. 5x on Home Improvement Stores (Q2 2026) - Online and in-store purchases at home improvement retail stores, building supply stores, home furnishing stores, home appliance stores, floor covering stores, and lawn/nursery/garden supply stores.. At $500/month of spend, the top card is worth about $300/year before signup bonuses or statement credits. Summary generated August 5, 2026. Source: https://cardcurator.ai/best-credit-card-for/home-improvement","evidenceBullets":["Discover it Cash Back: 5x and 5.0% effective return.","At $500/month, that's about $300/year in rewards value before bonuses.","Discover it Cash Back is the current no-fee fallback at 5x (5.0% effective return).","Methodology uses live earn rates, annual fees, and current point valuations."],"bestCard":{"name":"Discover it Cash Back","slug":"discover-it-cash-back","annualFee":0,"earnRate":5,"effectiveReturnRate":5,"explanation":"5x on Home Improvement Stores (Q2 2026) - Online and in-store purchases at home improvement retail stores, building supply stores, home furnishing stores, home appliance stores, floor covering stores, and lawn/nursery/garden supply stores."},"noFeeCard":{"name":"Discover it Cash Back","slug":"discover-it-cash-back","annualFee":0,"earnRate":5,"effectiveReturnRate":5,"explanation":"5x on Home Improvement Stores (Q2 2026) - Online and in-store purchases at home improvement retail stores, building supply stores, home furnishing stores, home appliance stores, floor covering stores, and lawn/nursery/garden supply stores."}}}