{"success":true,"category":{"slug":"home-depot","displayName":"Home Depot","description":"Home Depot purchases"},"summary":{"updatedAt":"2026-11-15T02:35:21.941Z","generatedAt":"2026-11-15T02:35:21.941Z","lastVerifiedAt":null,"entityType":"best_card_category","entityName":"Home Depot","pageUrl":"https://cardcurator.ai/best-credit-card-for/home-depot","canonicalUrl":"https://cardcurator.ai/best-credit-card-for/home-depot","jsonUrl":"https://cardcurator.ai/api/public/best-credit-card-for/home-depot/summary","methodologyUrl":"https://cardcurator.ai/how-we-rank-cards","dataSourcesUrl":"https://cardcurator.ai/data-sources","sourceUrls":["https://cardcurator.ai/best-credit-card-for/home-depot","https://cardcurator.ai/api/public/best-credit-card-for/home-depot/summary","https://cardcurator.ai/how-we-rank-cards","https://cardcurator.ai/data-sources"],"dataVersion":"public-citation-v1","shareTitle":"Best credit card for Home Depot","shareText":"For Home Depot purchases, Upgrade Triple Cash Rewards Visa is currently our top overall pick at 3x, which works out to about 3.0% back using CardCurator's current point valuations. 3x on Home. If you want a no-annual-fee option, Chase Freedom Unlimited earns 1.5x there (3.0% effective return). At $500/month of spend, the top card is worth about $180/year before signup bonuses or statement credits. Summary generated November 15, 2026. Source: https://cardcurator.ai/best-credit-card-for/home-depot","evidenceBullets":["Upgrade Triple Cash Rewards Visa: 3x and 3.0% effective return.","At $500/month, that's about $180/year in rewards value before bonuses.","Chase Freedom Unlimited is the current no-fee fallback at 1.5x (3.0% effective return).","Methodology uses live earn rates, annual fees, and current point valuations."],"bestCard":{"name":"Upgrade Triple Cash Rewards Visa","slug":"upgrade-triple-cash-rewards-visa","annualFee":0,"earnRate":3,"effectiveReturnRate":3,"explanation":"3x on Home"},"noFeeCard":{"name":"Chase Freedom Unlimited","slug":"chase-freedom-unlimited","annualFee":0,"earnRate":1.5,"effectiveReturnRate":3,"explanation":"1.5x base rate on Home Improvement; the best available return here despite no category-specific bonus"}}}